Refund Policy

Thank you for visiting Insight Reviews Hub ("we", "our", "us"). This Refund Policy explains how refunds and returns are handled for products and services promoted on our website https://insightreviewhub.shop/.

1. Our Role

Insight Reviews Hub is an independent affiliate and publisher of product reviews and recommendations. We do not sell products directly. When you purchase through links on our Site, the transaction is completed with the merchant, seller, or product owner ("Merchant"). Therefore, refunds, returns, and warranty issues are generally handled by the Merchant according to their terms and policies.

2. Refund Eligibility

Refund eligibility, timeframes, and procedures depend on the Merchant's refund policy. Common factors that affect eligibility include:

• Product type (physical vs. digital)
• Time since purchase
• Whether the product was used or opened (for physical goods)
• Whether the Merchant offers a satisfaction guarantee or money‑back guarantee

Please check the product page and the Merchant's refund policy before purchasing.

3. How to Request a Refund

1. Locate your order confirmation or receipt from the Merchant.
2. Visit the Merchant's website or contact their customer support to submit a refund request following their instructions.
3. If you are unable to reach the Merchant or need additional assistance, you can contact us at contact@insightreviewhub.shop and we will try to help where possible. Note that we may have limited ability to intervene in transactions handled by third‑party Merchants.

4. Timeframes

Refund processing time varies by Merchant and payment method. After the Merchant approves a refund, it may take between 3–30 business days for the refunded amount to appear on your original payment method.

5. Digital Products & Downloads

Digital products (courses, downloads, subscriptions) often have different refund rules. Some Merchants offer limited trial periods, conditional refunds, or no refunds for digital content. Review the Merchant's terms before purchasing.

6. Chargebacks

If you believe a charge on your statement is unauthorized or incorrect, contact the Merchant first. If the issue is not resolved, you may contact your card issuer to inquire about a chargeback. Be aware that initiating a chargeback without first contacting the Merchant may delay resolution and could have consequences under the Merchant's policies.

7. Partial Refunds and Fees

Some Merchants may issue partial refunds or retain transaction fees (for example, shipping costs or processing fees). Any such deductions are determined by the Merchant and not by Insight Reviews Hub.

8. Non‑Refundable Situations

Common non‑refundable situations include:

• Purchases made outside the Merchant's stated refund window
• Products explicitly sold as "final sale"
• Services already rendered or consumable digital content after access is granted

9. Contact Us for Assistance

If you need help contacting a Merchant or have questions about a purchase made through our Site, please reach out:

Email: contact@insightreviewhub.shop
Website: https://insightreviewhub.shop/

We will do our best to assist, but please note that we may have limited control over third‑party Merchant policies and actions.

10. Changes to This Policy

We may update this Refund Policy periodically. Changes will be posted on this page with an updated "Effective date."